Give From Your IRA
A Qualified Charitable Distribution, often called a QCD, may allow eligible donors to support United Way of Northwest Illinois directly from an IRA while satisfying all or part of a required minimum distribution.
What Is a Qualified Charitable Distribution?
A QCD is generally a distribution sent directly by the trustee or custodian of an eligible IRA to a qualified charitable organization. To qualify, the IRA owner must be at least age 70½ when the distribution is made.
Can a QCD Count Toward My RMD?
Yes. A qualifying distribution can count toward all or part of your required minimum distribution for the year. Most IRA owners currently begin RMDs at age 73, although individual circumstances can differ.
How to Make an IRA Gift
- Contact your IRA trustee, custodian or financial adviser.
- Ask that the distribution be made directly to United Way of Northwest Illinois.
- Request that your name and address appear with the transfer or check.
- Tell us your gift is coming so we can identify it, acknowledge it and honor any eligible local designation.
Information for Your IRA Custodian
Legal organization name: United Way of Northwest Illinois
Mailing address: 524 W. Stephenson St., Suite 101, Freeport, IL 61032
Phone: 815-232-5184
Federal tax ID: 36-2218134
Gift contact: Connie Kraft, director@uwni.org
Frequently Asked Questions
Can I simply withdraw my RMD and then donate it?
Can I receive tickets, meals or other benefits for a QCD?
Can I direct my gift to a local county or program?
Can a donor-advised fund receive my QCD?
Will United Way acknowledge my gift?
Let Us Know Your Gift Is Coming
IRA checks and transfers do not always include the donor's full information. Contact us before or after initiating your gift so we can properly identify and acknowledge it.
Contact United Way of Northwest Illinois or call 815-232-5184.